What are merchant payment gateway providers? In this article we will take a look at who some of the merchant payment gateway providers are and who needs a merchant payment gateway provider. A payment gateway is a means used to process electronic transactions. For an online transaction to take place there are a number of steps and people involved. The customer, the business from whom the customer is making a purchase, and the banking institutions used by both.
There are some merchant account providers that are also payment gateway providers. We will take a look at some of the most used payment gateway providers to help you decide which payment gateway provider will work best for your ecommerce and payment processing needs.
Amazon payment gateways are used to facilitate and protect both the buyer and the seller when making purchases through Amazon. In addition Amazon payment gateway services can be used through a web widget that would allow customers making a purchase on your website to be taken to their amazon account to make a payment. Using a payment gateway provider like Amazon is one way to help assure your clients that they are doing business with a reputable company that is trustworthy. Consumers making a purchase online have to be very careful about where they are entering debit or credit card information. With identity theft and hacked bank accounts happening daily, your customers want to know that their personal information is secure when they make a purchase from your business website.
Authorize.net is another payment gateway provider that is used by many businesses worldwide. Started in 1996 it is one of the earliest payment gateway providers that started offering services to online businesses. Authorize.net services are sold almost exclusively through resellers. Many of the best merchant account providers offer Authorize.net services along with their merchant account services. Merchant Warehouse is one of our favorite merchant account providers that offers a free Authorize.net account with their merchant account services. Resellers may all have different rates and fees associated with the Authorize.net services they provide. Some things to look for and ask about include: set-up fees, monthly gateway fees, transaction fees, fraud detection, automated recurring billing, virtual terminal, eCheck.net, and customer information management services.
PayPal is also a payment gateway provider. Their stand alone payment gateway service is known as PayFlow. If you choose to use PayFlow you will have a setup fee, monthly fee, and a set transaction fee. This is different then many other payment gateway providers that charge a percentage of the sale plus a transaction fee. PayPal has a number of other payment gateway options as well so if you can’t afford to start out with a PayFlow payment gateway, you may want to check into their other options. Like with using an Amazon payment gateway, most people are familiar with and already have a PayPal account so using PayPal as your payment gateway provider may be the best choice.
These are just a few of your payment gateway provider options. As mentioned before many of the best merchant account providers offer payment gateway services, often as resellers of Authorize.net. If you are looking for a merchant payment gateway provider that will be able to offer all these services for your business website, we highly recommend Merchant Warehouse. Call 866-396-4142 today to find out what Merchant Warehouse can do for your business. You can also use our Merchant Warehouse link below to visit the Merchant Warehouse official site to see what all they have to offer.
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