Accepting credit cards while away from home or office has never been easier. With the help of iPhone applications, you can accept, process, refund or void any credit card transaction.
The first step in being able to accept credit cards on your iPhone is to choose an iPhone application software that works best for you. There are free versions available, typically free if you have a merchant account with the company offering the app. Or you can download the application software for around $20-$50. Not a bad deal for the convenience it offers.
Once you have purchased and installed the app. on your iPhone you will still not be able to process credit cards until you setup a couple other things. If you do not already have a merchant account you will need to get one. 100BestMerchantAccounts.com has information and reviews on some of the top merchant accounts available.
You will also need to set up an account with authorize.net, which is the credit card authorization gateway used to process the iPhone application. Once you have your iPhone application, a merchant account, and an authorize.net account you are ready to start processing credit transactions from your iPhone.
Using the app is pretty straight forward, and much like processing the transactions from a terminal at your place of business. Most require a minimum of the credit card number, expiration date, and amount. But for your own added security you may also insert a billing zip code, CVC code, name, and address. All transactions are sent securely using an SSL certificate for credit card encryption protecting you and your client as well.
Most applications offer you the ability to access transaction information, view reports, allow automatic end of day batch processing, printing or emailing of receipts, and processing from any web connected computer.
These iPhone apps are perfect for people who are constantly on the go, such as contractors, pizza delivery, taxi drivers, etc…We MerchantWarehouse as a great option for all of your merchant account needs. And, if you have a merchant account with them you get the iPhone app for free, plus you will not be required to pay any additional payment gateway fees. For more details on